Compliance Analyst
Overview:
The TMX Finance Family of Companies is looking for a Compliance Analyst to join our team and aid in implementing a comprehensive compliance management program that adheres to federal, state, and local laws.
As a valued member of our thoughtful, dedicated, and proactive team of compliance professionals, you will collaborate with other team members, our field and corporate personnel, and regulatory authorities to resolve compliance issues, mitigate compliance risks, and oversee compliance functions, allowing our business and your career to continue to grow and innovate.
Responsibilities:
Develop and maintain effective and positive working relationships with business partners (including, for example, Product, Operations, and Internal Audit) to ensure a strategic partnership approach to compliance risk management, while also partnering with peers on compliance and other special projects.
Respond to field inquiries related to POS system issues, policy/procedures, wrongful recoveries, damaged vehicles, missing inventory, seizures, settlements, fraud/theft issues, and general questions.
Partner with field leadership, participate in period field management meetings, provide updates and guidance on issues, concerns, or changes, and provide field coaching and training.
Oversee compliance functions, such as complaint responses, policies and procedures, exam reporting, and transactional documents.
Develop and maintain expertise in federal, state, and local laws, regulations, and regulatory developments affecting the consumer financial services industry, and support company compliance by:
Collaborating with the Legal team to keep abreast of applicable regulatory changes and updating those changes in Compliance team resource documents.
Maintaining professional relationships with state regulatory authority personnel.
Reviewing and responding to state examination reports.
Independently communicating with state regulators on any issues requiring follow-up and maintaining detailed exam files.
Support legal/outside counsel in efforts to resolve regulatory litigation issues.
Creating and updating product/customer documents, disclosures, state rate schedules, etc.
and maintaining library of current and archival product/customer documents.
Perform regulatory risk assessments and root cause analyses to measure impact on business processes and procedures and advise on and implement best practices to remain compliant with fast-paced regulatory expectations.
Advise on opportunities to enhance the effectiveness of departmental policies and procedures, software controls, and additional training needs Team with business partners and Legal generally to develop creative, compliant solutions to business objectives that drive business results.
Physical demands for this position frequently include:
the ability to remain in a stationary position, move about freely inside and occasionally outside of the office, and the operation of mechanical controls, such as a keyboard.
This is a full-time role that requires in-person attendance during normal business hours.
Qualifications:
Bachelors degree Banking, data analytics, other financial or data privacy compliance, and/or internal audit experience Strong attention to detail Ability to learn new tasks, systems, or processes quickly Proficient in Microsoft Office Suite, with strength in Microsoft Excel Very strong analytical, written, and oral communication skills Ability to thrive in a strong team environment, while managing through independent judgment and discretion, various compliance projects and programs from conception to successful implementation Preferred Qualifications and Skills Knowledge of consumer protection laws (TILA, ECOA, FDCPA, GLBA, FCRA, EFTA, and the Dodd-Frank Act) CRCM certification Prior experience with lending products Prior experience with operational policies and procedures manual What We Offer:
The Team Youll Join The Compliance Analyst is a member of the Compliance team, a group of sharp, dedicated professionals providing guidance in interpreting the laws and regulations that govern our industry.
To learn more, visit us at https:
//www.
tmxfinancefamily.
com/careers/top-talent/finance.
Our Benefits Include :
A comprehensive new hire training program designed to help set you up for success Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development Professional Development and Mentor Programs plus Ongoing Training Resources Multiple coverage levels for Medical, Dental, & Vision Group Health & Wellness Program, plus special savings on retail items, travel, entertainment, and more through TMX Perks Traditional 401(k) and Roth 401(k) with Company match Flexible Spending Accounts Basic and AD&D Life Insurance Voluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurance Paid Time Off (Accrue approximately 12 days per year, plus 2 additional days for each year of service after the first year of employment up to a maximum of 18 days) Performance-based career advancement Based on current benefit offering, which is subject to change with or without notice.
Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.
Our Commitment to Diversity, Inclusion and Belonging Diversity at the TMX Finance Family of Companies is one of the driving forces behind our Companys success and we are committed to hiring, developing, and retaining talent of various backgrounds who demonstrate our shared values.
We have worked to create a welcoming and inclusive environment where Team Members can collaborate freely to help spark innovation, drive creativity, advance their skillset, and move their career forward.
Our commitment to diversity isnt just about the work we accomplish; its about fostering a sense of belonging where talented Team Members can bring their whole selves to work to help maximize their full potential.
Our Workplace Awards and Recognition We are honored to be recognized as a Military Friendly Employer for 2021, 2022, and 2023, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA 2022 and 2023.
About Us TMX Finance Family of Companies is one of the largest consumer specialty finance organizations in the United States.
Since 1998, we have provided access to credit for customers who are underserved by traditional lenders through our TitleMax, TitleBucks, and InstaLoan brands.
Many of our customers have nowhere else to turn when they suffer short-term financial setbacks like medical emergencies or home repairs, so it is our mission to remain a reliable source of credit and offer customers hope and opportunity.
Check out whats happening in our Company at https:
//www.
tmxfinancefamily.
com/tmx-talks.
The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job.
The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.
Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.
Important:
The TMX Finance Family of Companies will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message.
Any official email correspondence will come from the domain @titlemax.
com or @titlemax.
biz.
In-store positions are in-person only, remote options not available.
For questions or verification, call 1- 855-TMX-JOBS.
All TMX Finance Family of Companies Are Equal Opportunity Employers.
Recommended Skills Analytical Attention To Detail Auditing Business Planning Business Processes Communication Estimated Salary: $20 to $28 per hour based on qualifications.
The TMX Finance Family of Companies is looking for a Compliance Analyst to join our team and aid in implementing a comprehensive compliance management program that adheres to federal, state, and local laws.
As a valued member of our thoughtful, dedicated, and proactive team of compliance professionals, you will collaborate with other team members, our field and corporate personnel, and regulatory authorities to resolve compliance issues, mitigate compliance risks, and oversee compliance functions, allowing our business and your career to continue to grow and innovate.
Responsibilities:
Develop and maintain effective and positive working relationships with business partners (including, for example, Product, Operations, and Internal Audit) to ensure a strategic partnership approach to compliance risk management, while also partnering with peers on compliance and other special projects.
Respond to field inquiries related to POS system issues, policy/procedures, wrongful recoveries, damaged vehicles, missing inventory, seizures, settlements, fraud/theft issues, and general questions.
Partner with field leadership, participate in period field management meetings, provide updates and guidance on issues, concerns, or changes, and provide field coaching and training.
Oversee compliance functions, such as complaint responses, policies and procedures, exam reporting, and transactional documents.
Develop and maintain expertise in federal, state, and local laws, regulations, and regulatory developments affecting the consumer financial services industry, and support company compliance by:
Collaborating with the Legal team to keep abreast of applicable regulatory changes and updating those changes in Compliance team resource documents.
Maintaining professional relationships with state regulatory authority personnel.
Reviewing and responding to state examination reports.
Independently communicating with state regulators on any issues requiring follow-up and maintaining detailed exam files.
Support legal/outside counsel in efforts to resolve regulatory litigation issues.
Creating and updating product/customer documents, disclosures, state rate schedules, etc.
and maintaining library of current and archival product/customer documents.
Perform regulatory risk assessments and root cause analyses to measure impact on business processes and procedures and advise on and implement best practices to remain compliant with fast-paced regulatory expectations.
Advise on opportunities to enhance the effectiveness of departmental policies and procedures, software controls, and additional training needs Team with business partners and Legal generally to develop creative, compliant solutions to business objectives that drive business results.
Physical demands for this position frequently include:
the ability to remain in a stationary position, move about freely inside and occasionally outside of the office, and the operation of mechanical controls, such as a keyboard.
This is a full-time role that requires in-person attendance during normal business hours.
Qualifications:
Bachelors degree Banking, data analytics, other financial or data privacy compliance, and/or internal audit experience Strong attention to detail Ability to learn new tasks, systems, or processes quickly Proficient in Microsoft Office Suite, with strength in Microsoft Excel Very strong analytical, written, and oral communication skills Ability to thrive in a strong team environment, while managing through independent judgment and discretion, various compliance projects and programs from conception to successful implementation Preferred Qualifications and Skills Knowledge of consumer protection laws (TILA, ECOA, FDCPA, GLBA, FCRA, EFTA, and the Dodd-Frank Act) CRCM certification Prior experience with lending products Prior experience with operational policies and procedures manual What We Offer:
The Team Youll Join The Compliance Analyst is a member of the Compliance team, a group of sharp, dedicated professionals providing guidance in interpreting the laws and regulations that govern our industry.
To learn more, visit us at https:
//www.
tmxfinancefamily.
com/careers/top-talent/finance.
Our Benefits Include :
A comprehensive new hire training program designed to help set you up for success Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development Professional Development and Mentor Programs plus Ongoing Training Resources Multiple coverage levels for Medical, Dental, & Vision Group Health & Wellness Program, plus special savings on retail items, travel, entertainment, and more through TMX Perks Traditional 401(k) and Roth 401(k) with Company match Flexible Spending Accounts Basic and AD&D Life Insurance Voluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurance Paid Time Off (Accrue approximately 12 days per year, plus 2 additional days for each year of service after the first year of employment up to a maximum of 18 days) Performance-based career advancement Based on current benefit offering, which is subject to change with or without notice.
Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.
Our Commitment to Diversity, Inclusion and Belonging Diversity at the TMX Finance Family of Companies is one of the driving forces behind our Companys success and we are committed to hiring, developing, and retaining talent of various backgrounds who demonstrate our shared values.
We have worked to create a welcoming and inclusive environment where Team Members can collaborate freely to help spark innovation, drive creativity, advance their skillset, and move their career forward.
Our commitment to diversity isnt just about the work we accomplish; its about fostering a sense of belonging where talented Team Members can bring their whole selves to work to help maximize their full potential.
Our Workplace Awards and Recognition We are honored to be recognized as a Military Friendly Employer for 2021, 2022, and 2023, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA 2022 and 2023.
About Us TMX Finance Family of Companies is one of the largest consumer specialty finance organizations in the United States.
Since 1998, we have provided access to credit for customers who are underserved by traditional lenders through our TitleMax, TitleBucks, and InstaLoan brands.
Many of our customers have nowhere else to turn when they suffer short-term financial setbacks like medical emergencies or home repairs, so it is our mission to remain a reliable source of credit and offer customers hope and opportunity.
Check out whats happening in our Company at https:
//www.
tmxfinancefamily.
com/tmx-talks.
The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job.
The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.
Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.
Important:
The TMX Finance Family of Companies will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message.
Any official email correspondence will come from the domain @titlemax.
com or @titlemax.
biz.
In-store positions are in-person only, remote options not available.
For questions or verification, call 1- 855-TMX-JOBS.
All TMX Finance Family of Companies Are Equal Opportunity Employers.
Recommended Skills Analytical Attention To Detail Auditing Business Planning Business Processes Communication Estimated Salary: $20 to $28 per hour based on qualifications.
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